Power Nap #64
9 Movie Reviews / Personal Finance fees
In Case You Missed It
Semi-homemade Kahlua Ice Cream. This time twice as strong and EVEN BETTER. Recipe here.
Try this hack for your kids' gunky toothbrush drawer.
If you struggle with neck pain from hunching over, especially from looking at a screen, this helps SO much.
Keep this on your table with parmesan cheese for Pasta Monday and everyone will think they are at Maggiano's.
The belt bag trend is actually worth the hype. This one is only $13.
"Not being able to govern events, I govern myself."
Michel de Montaigne
Movie Reviews
Here is a list of movies Nate and Kate have watched over the past few months. If you click on the title it will take you to the trailer. Email Nate with any strong movie recs.
Leave the World Behind – Nate liked it (he's a sucker for an end of the world movie, and Mahershala Ali). While Kate didn't love it, she also couldn't stop thinking about it, especially the ending. The ending might make you kind of angry (but it's making an interesting broader point).
Mission Impossible: Dead Reckoning Part 1 - typical Mission Impossible movie (in other words, overall very enjoyable).
Hitman - We both thought this was an above-average rom-com. Unique plot. Didn't like the ending.
Fair Play - This was bad. And frankly got kind of weird.
Dark Waters - A less good Erin Brockovich.
The Long Game - This was pretty good. The kids enjoyed it (especially Johnny). Bagger Vance and the Greatest Game Ever Played are better golf movies.
The Killer - Nate liked it. Sort of reminded him of a Stephen King book -- Billy Summers – which he also liked.
Blackberry - Not bad. Tetris was better if you are looking for a “business” movie. Tons of F-bombs.
Dune 2 - Nate liked this and Dune 1. One of the rare times when the movies are better than the books.
Personal Finance Chart of The Week
Nate liked this chart below, which shows the impact that paying fees can have in your investment returns. The chart assumes that you invested $10k in the S&P 500 (a proxy for the stock market at large) in the early 1990's. If you didn't have to pay any fees, you'd now have $220,575. Not bad! However, many financial products and/or advisors charge an annual % of your total assets as compensation for “managing” your money. These fees range from less than 1% to 2.5% or more. In any given year, that doesn't feel that huge – a measly 1% – but over time, they can crush your returns. A 1% annual fee lowers your return from $220,575 to $161,035. A 2.5% fee lowers it all the way to $100,306! Ouch! Know your fees!! h/t to Liberty for the chart.
Things We Devoured
**Please note: the above links are affiliate links. That means if you purchase through them I make a very small commission at no cost to you. Thank you in advance should you wish to use them!